Board Of Directors

Mr. Saugata Bandyopadhyay

Board Chairman

Mr. Saugata Bandyopadhyay was the Deputy Managing Director- Operations & Customer Services of CRDB Bank PLC.
He is an experienced Banker with over 19 years of experience working with leading Banking groups in India and abroad.
He has worked as Senior Vice President-Operation & Risk-Asset Reconstruction Company of India, Senior Vice President (Credit & Operations) Deutsche Post Bank HFL, General Manager (Finance) & CFO of Bhutan National Bank, Chief Credit Manager of State Bank of India HFL. He holds a Fellow in International Business from Indian Institute of Management Calcutta, Fellow Chartered Accountant of India, and Fellow Cost & Management Accountant of India, Certified Management Accountant, USA, Certified in Governance of Enterprise IT(CGEIT) and Certified Information System Auditor (CISA) from ISACA USA, Masters of Business Administration (Finance) from Indira Gandhi National University, Master of Commerce from the University of Calcutta and a Bachelor of Commerce from St. Xavier College in Calcutta.

Dr. Oda Sindayizeruka

Board Member

Dr. Oda Sindayizeruka serves as the Financial Expert at the National Coordination Unit of the “Agro-Pastoral Productivity and Market Development Project (PRODEMA); financed by the World Bank. She is also the Financial Expert of the “Sustainable Coffee Landscape Project” (PADZOC) financed by the Global Environmental Facility.

She worked also as member of the team in charge of developing the “Agricultural Rehabilitation and Sustainable Land Management Project” (PRASAB), then the Financial Expert of this project, financed by the World Bank and the Global Environmental Facility.

She worked also as the Lecturer and Vice-Dean of the Faculty of Economics and Administrative Sciences at the University of Burundi then moved on the Head of Finance and Administration and Lecturer at the same University.

Dr. Oda holds a PhD Degree in Economics with a speciality in Agricultural Economics, Rural Development and Agribusiness from University of Montpellier I- in France (Faculty of Law and Economic Sciences). She also holds a master‘s Degree in Agricultural Economics, Rural and Agribusiness speciality and a Bachelor’s Degree in Economics Sciences.

Mrs. Kahumbya Kalaule Bashige

Board Member

Kahumbya is a seasoned professional in Development Finance, Commercial Banking and Corporate Finance. She has over 18 years’ experience in corporate and project finance, deal structuring, credit risk review, portfolio management, financial modeling, capital raising and advisory in areas of mergers and acquisitions.

An expert in Finance, Kahumbya holds a Masters in Finance from Strathclyde University in Glasgow, UK and a Bachelor of Commerce with and Accounting major from the Catholic University of Eastern Africa, Nairobi, Kenya. She has extensive international experience having worked for four different multinational institutions namely Citibank, Deloitte and Touche, African Development Bank and Shelter Afrique. She is currently the Regional Business Manager for East and Southern Africa at Shelter Afrique.

Dr. Joseph Witts

Member

He has been employed by the bank since January 2, 2001. Prior to taking up his current position, Dr Joseph Witts held various positions such as Director of Alternative Banking Channels, Retail Banking, Marketing and Principal. Internal Auditor at CRDB Bank Plc. He worked for Citi Bank Tanzania as Head of Internal Control Department and Head of Branch Operations. He also worked as the Chief Internal Auditor at Musoma Textiles. Dr Witts holds a PhD in Business Administration from Walden University, Minneapolis, MN. UNITED STATES. He holds a Masters in Entrepreneurship and Business Development (MEED) from the University of Dar es Salaam, and is a CPA (T) Chartered Accountant. He holds an Advanced Diploma in Certified Accountancy (ADCA) from IDM Mzumbe, Tanzania. Dr Witts has participated in several executive development programs, including at the Queens Business School in Ontario, Canada and the Graduate School of Business in Cape Town, South Africa.

Mr. Hosea Ezekiel Kashimba

Member

Hosea Ezekiel Kashimba is General Administrator of the Social Security of the Public Service (PSSSF), before occupying this position, he worked as Director of Internal Audit at the PPF Pensions Fund (PPF). He also worked as an Internal Auditor at PPF Pensions Fund and as a Payroll Accountant.

Mr. Hosea holds a Master in Business Administration (Business Management) - University of Mzumbe, Higher Diploma in Certified Accountancy - IDM Mzumbe and he is also a Chartered Accountant (CPA) T - NBAA. He holds a Director's Certificate - Institute of Directors Tanzania (IoDT). He is a non-executive Director, member of the Audit Committee and of the Risk Management Committee.